San Isidro Group
She engages in creating different kinds of decorative motifs using the same thread generally employed to weave “jaspeado”, a typical female dress worn in her community. A few years ago she was working for some time for people who knew how to do this job and that is how she learned it.
She is economically independent, as she has been working investing her own capital for 2 years. Seeing that she earns good money, she wants to keep on investing working capital in her activity to keep on creating this type of product.
She represents this group and she is requesting a loan to expand her activity by buying thread and dyes she will use for her products. The other members (the other two women at each side of the picture) engage in selling casual clothes, and they will use a part of this loan to buy more kinds of clothes to expand their retailing activities.
These three ladies have a goal: to keep on investing and to run a bigger activity in the future, in order to earn more money for their families.
Ella se dedica a la fabricación de figuras de diferentes clases en hilos que se utilizan en los trajes típicos femeninos que usan en su comunidad la cual se le llama (jaspeado). Ella aprendió hace unos años a realizar este trabajo con algunas personas donde trabajo un tiempo.
Ella es independiente trabajando con su propio capital desde hace 2 años viendo ella que su ganancia es buena y quiere seguir invirtiendo capital para seguir fabricando este tipo de producto.
Ella es la representante de este grupo solicitando un préstamo para ampliar su negocio. Comprando hilos y tintes que utilizara, las demás integrantes (las dos de cada lado de la fotografía) son socias y se dedica a la c/v de ropa casual utilizando también una parte de este crédito comprando más ropa variada y ampliar esta venta.
Las tres señoras tienen una meta de seguir invirtiendo y tener un negocio más grande en un futuro teniendo mejores ingresos para sus familias.
About ADICLAADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid