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La Flor Del Cafe Group
In this Group: Jose Otilio, Angel Maria, Josue Adaly, Isrrael
Jose, 52, has 6 children and lives in a rural community in the municipality of Nueva Frontera, in the department of Santa Barbara. Jose has worked in agriculture all of his life. He's been growing his own coffee, corn and bean crops for about 30 years. He sells his crops in the local market. He wants to have a big farm and improve his production so that he can have economic growth.

At this time, Jose wants to maintain his land so that he can keep on working. He decided to form a communal bank called "La Flor del Cafe." This group has 4 members who are identified in the photo as follows: at the left is Jose, beside him in the red shirt is Angel, next is Josue, and at the far right is Isrrael. They all live in the same community and are all farmers. This group loan is for 21,000 Honduran lempiras. They will use this loan to buy fertilizers and manure to maintain their land so that they can obtain better harvests.
View original language description ↓
Don Jose, tiene 52 años de edad, tiene 6 hijos, y vive en una comunidad rural del municipio de nueva frontera, Santa Bárbara. Toda su vida se ha dedicado a la agricultura, tiene aproximadamente 30 años de tener sus propios cultivos de café, maíz y frijoles. Esta producción la vende en el mercado local. El quiere tener una finca grande y mejorar la producción para tener un crecimiento económico.
Actualmente quiere darle mantenimiento a sus terrenos para continuar trabajando y ha decidido formar un grupo que se llama La flor del café y está formado por cuatro personas que en la foto se identifican así: a la izquierda esta don Jose, le sigue Ángel de camisa roja, luego esta Josue y a la derecha esta Isrrael, todos viven en la misma comunidad y se dedican a la agricultura y el préstamo grupal es por 21,000 Lempiras, el préstamo lo utilizaran para comprar fertilizantes y abonos para darle un mejor mantenimiento a los terrenos y lograr sacar mejores cosechas.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 78
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of La Flor Del Cafe Group's $1,075 loan helped a member to buy fertilizers and manure to maintain the farms where they grow coffee, corn and beans.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Oct 17, 2012
Currency Exchange Loss:
Apr 18, 2013