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Stewart admits he didn’t know too much about the field when he first tried construction as a career in 2008. As he struggled to uphold his business, he never gave up, continued to bid on jobs, and worked with what he learned to get his company to where he is now.

For the past 20 years, Stewart worked with rebar as he maintained side jobs in retail management, and in the last two years, he changed his career path to devote his time completely to construction. His company, Construction B&N Rebar Contractors, based out of his hometown of Hallsville, Texas, is a placement and tile company. Stewart said they place tile according to the contractors’ aspect. General contractors provide the rebar and he and his team place it down for concrete.

Since he is not a general contractor, Stewart has to bid on jobs and rebar, which he purchases, and then groups it by the ton. This allows him to charge an economical rate to his clients, which aids to winning more bids and obtaining more job projects for his seven employees. Depending on the size of the job, Stewart hires construction workers to assist on a particular project. Because of the large amount of projects he has, Stewart needed a loan to cover payroll expenses.

After hearing about Accion Texas Inc. through the Small Business Association in Longview, where he attended a couple of seminars, Stewart decided to apply for a loan to sustain his employees on the payroll roster instead of selling his business to make ends meet.

“I’ve been blessed with a pretty good job,” Stewart said. “I know rebar, and I can help someone put some food on the table for their families.”

Additional Information

About LiftFund

LiftFund. ( is an award-winning nonprofit organization (previously known as Accion Texas) with a mission to provide credit and loans to small and start-up businesses that have limited or no access to credit from commercial sources. Established in 1994 in San Antonio, LiftFund has helped Texas and Louisiana entrepreneurs strengthen their businesses, stabilize and increase their incomes, create employment, and contribute to the economic revitalization of their communities. Learn more at

About United States

  • $54,800
    Average annual income
  • 0
    View loans »
    United States Loans Fundraising
  • $12,982,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $4,475 helped Stewart to pay employees and sustain jobs.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 21, 2012
Currency Exchange Loss:
Nov 17, 2014