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Humberto is married and has two children. He bought a display case and hangers. From here he sells decals, notebooks, and even bazaar type items. Humberto takes care of his small business alone. He starts work at 8:00 a.m., and he works until 10:00 p.m.

He says that in the beginning there was a lot of delinquency in his area, and there was not much productivity in his business. Little by little these conditions have been improving. Now his business is going very well for him. His dream is to expand it in order to satisfy the needs of the consumers who shop at his store daily.

He says that he would like to fix his house. Humberto’s dream is to buy a car. He would like to use the loan to buy bazaar items, papers, and decals, etc.
View original language description ↓
Humberto de estado civil casado tiene 2 hijos Humberto compro vitrinas y perchas de allí el vende laminas, cuadernos hasta artículos de bazar. Humberto Atiende su pequeño negocio solo. Ya que comienza a trabajar desde las 8.00am hasta las 10.00pm. El cuenta que al principio su zona era de mucha delincuencia y no había mucha productividad para su negocio pero con el pasar del tiempo ha ido mejorando esas condiciones pues ahora le va muy bien en su negocio y El sueño de Humberto es ampliarlo más para poder satisfacer las necesidades de sus consumidores que dia a día le compran en su bazar. El cuenta que quisiera arreglar su vivienda y el sueño de Humberto es comprarse un carro. Con el préstamo quisiera comprar: artículos para el bazar, papeles, láminas, etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,075 helped Humberto to buy bazaar items, papers, and decals, etc.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 16, 2012
Nov 1, 2012
Currency Exchange Loss:
Nov 30, 2012