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Loud Group
In this Group: Robert, Jacob
Loud group is made up of two men, aged 34 and 41 years who are involved in tailoring and the sale of maize (corn). They have lived in the same neighborhood for seven years and in 2010 both decided to come together so that they can access loan from Initiative Development Ghana, Kiva's partner in Ghana.

Robert is a 34-year-old tailor with two children but single. He could not marry the children's mother due to family problems. He needs 800 Ghana Cedis to sew school uniforms. He has a sewing contract from one junior high school in his locality to sew students' uniforms.

He took 800 Ghana Cedis in his 4th loan cycle which was used for the same purpose. He uses his profit to take care of his children and reinvests the rest into the business.

Robert and Jacob need a total amount of 1,150 Ghana Cedis to improve their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 14
    View loans »
    Ghana Loans Fundraising
  • $12,277,625
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Loud Group's $625 loan helped a member to buy material to sew school uniforms for a junior high school.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Oct 21, 2012
Currency Exchange Loss:
May 17, 2013