A loan of $1,425 helped to buy fertilizers and support labor costs during maize production.


Ezechiel's story

Ezechiel is aged 53. He is married to a farmer, they have both 10 children. He has been a maize farmer for 15 years. He wants a Kiva loan to buy fertilizers and support labor costs during maize production. He wants to use the profits to pay school fees for his children. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under-served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details