A loan of $1,425 helped to buy more fertilizer and support labor costs during maize production.


Felicite's story

Felicite is 45 years old. She is married to a farmer and they have two children aged 18 and 20 years old. She is requesting a Kiva loan to buy more fertilizer and to support labor costs. The profits from the business will be used for adding more plots of land for cultivation in order to increase her harvest.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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Loan details