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Gardenia Roxana
Gardenia Roxana, 34, is married and has two children. She lives with her children and husband in a house belonging to some relatives in Ventanas, Los Ríos Province. She’s a public sector employee; she works as a teacher in a little school. She enjoys teaching the children because her passion is being a teacher.

She’s requesting the loan to buy a computer, printer, sheets of paper, construction paper and markers. With help from the loan she will be able to buy what she needs for the school. She will make her purchases in the city of Ventanas.

Her dream is to buy a house. The challenge she faces is to work harder and to buy the house she so desires. She likes to rest and spend time with her daughter and husband in her free time.
View original language description ↓
GARDENIA ROXANA tiene 34 años de edad es casada tiene dos hijos, vive con los hijos y el esposo en casa de unos familiares en ventanas Provincia de los Ríos.

GARDENIA ROXANA trabaja en el sector público se desenpeña cómo maestra en una escuelita, a ella le gusta enseñar a los niños porque es su pasión ser maestra.

Solicita el crédito para comprar un computador, impresora, hojas, cartulina, marcadores. Con la ayuda del crédito podrá comprar lo que le hace falta para hacer el material para la escuela.

Las compras las realizará en la ciudad de Ventanas. El sueño es comprarce una casa. Los desafíos a los que se enfrenta es trabajar más para reunir y comprarce la casa que tanto anela.

En el tiempo libre le gusta descansar y estra con la familia con la hija y el esposo.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

About Ecuador

  • $10,600
    Average annual income
  • 71
    View loans »
    Ecuador Loans Fundraising
  • $25,584,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Gardenia Roxana to buy a computer, printer, sheets of paper, construction paper and markers.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 26, 2012
Oct 17, 2012
Currency Exchange Loss:
Oct 24, 2013