A loan of $1,300 helped to buy fertilizers and support labor costs during maize production.


Jean Baptiste's story

Jean Baptiste is 64 years old. He is married to another farmer and they have six children, all of them go to school. He has been a maize farmer for 10 years. He wants a Kiva loan to buy fertilizers and support labor costs during maize production. His main priority from the profits of the business is to pay school fees for his children.

Note: This photo of Jean Baptiste was taken by his banana plantation, not his maize plantation.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details