A loan of $600 helped to buy fertilisers and support labor costs during maize production.


Damaris's story

Damaris is 47. She is married to a businessman. She has five children, aged between 6 and 19. All of her children attend schools. She has been a maize farmer for 15 years. She wants a Kiva loan to buy fertilizers and support labor costs. The profits from the business will be used to beautify, clean, and create a friendly environment at her home.

The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details