A loan of $1,300 helped to buy fertilizers and support labor costs during maize production.


Jean Marie Vianney's story

Jean Marie Vianney is 47 years old. He is married to a businesswoman. He has four children between 4 and 19. All of his children attend schools. He has been a maize farmer for eight years. He wants a Kiva loan to buy fertilizers and support labor costs. With the profits, he wants to gain more out puts from his farming. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



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