Espérance is a member of the Twiyubake II group and lives in Ngozi. She is 25 years old and married to J. Pierre, a salesman of boutiques. They have two children aged 2 and 6 years old. She has been selling products from her store for the past 7 years. This is her first request for a laon from Turame. She will use the loan to purchase more merchandise to sell in her store (maize, potatoes, beans, etc) that she will re-sell. She hopes in the future to purchase farm land and see her children attend school.
Espérance fait partie du groupe Twiyubake II et habite à Ngozi. Elle a 25 ans et mariée à J.Pierre, un commerçant de boutique. Ensemble ils ont 2 enfants, le cadet a 2 ans et l’aîné a 6 ans.
Elle fait le commerce de boutique depuis 7ans.
C’est son premier crédit à Turame. Avec le crédit KIVA qu’elle obtient, elle va augmenter son capital et acheter des articles de sa boutique (maïs, pomme de terre, haricot,…) à revendre, pour gagner plus.
Dans les prochaines années, elle voudrait acheter des terres cultivables, et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.