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Ruqiya is a resident of the J.Rumy district. She is 42 years old, divorced and has three children. Ruqiya has a secondary education. She and her son are involved in sales. This is her third time obtaining a loan from our organization. She has been partnering with Humo for two years. Ruqiya obtained her first loan at the beginning of 2011 and started her business. Today, she leases a small retail outlet, where she sells warm socks and diapers. Ruqiya intends to expand her business, although not all at once. She plans to increase her goods turnover and open her own store in the future.
View original language description ↓
Рукия жительница района Дж. Руми. Ей 42 года. Она разведена. У нее трое детей. Рукия имеет среднее образование. Она вместе с сыном занимается торговлей. Рукия в третий раз берет заем в нашей организации. Она уже два года сотрудничает с Хумо.
В начале 2011 года Рукия получив первый заем начала свою деятельность. На сегодняшний день она арендует небольшую торговую точку, где продает теплые носки и подгузники. Рукия намерена расширить свою деятельность, хоть и не сразу. Рукия планирует увеличить оборот и в будущем она хочет открыть собственный магазин.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 216
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,775
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Ruqiya to purchase children's clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Oct 17, 2012
Currency Exchange Loss:
Nov 17, 2013