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Yudis Yanibac
Yudis is a student in a five-year program to earn her degree in Business Administration. Her mother is helping with her university expenses. Her greatest wish is to finish her degree and secure a job so that she can contribute toward her family’s economic development.

Yudis is requesting the assistance of a loan so that she can pay for the coursework that is required to complete her degree. If this loan was not possible, then Yudis would have to delay her university studies. She is grateful for the support that has been provided. Yudis will give everything she can with effort and dedication.

View original language description ↓
Yudis estudiante de la carrera de licenciatura de administración de empresas con 5 años de duración, su mama le ayuda con los gastos de la universidad, su mayor deseo es terminar su carrera y trabajar en ella para contribuir al desarrollo económico de su familia, solicita el apoyo de crédito para poder pagar el curso de titulación para concluir su profesión, de no ser posible este préstamo, tendría que retrasar sus estudios universitarios, Yudis agradece el apoyo brindado y que todo se puede lograr con esfuerzo y dedicación.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,396,925
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Yudis Yanibac to pay for her university coursework.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Oct 16, 2012
Currency Exchange Loss:
May 17, 2014