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Faustina is a 63-year-old widow. She started this business due to the shortage of jobs in her country. Faustina wanted to work, but was not able to find a job because of her age. Since then she made the decision to sell all types of cosmetics and has done very well. She works in the afternoons, offering products she has in stock to her neighbors.

With this loan, Faustina will buy perfumes, crèmes, colognes, deodorants, talcum powders, and other items.

View original language description ↓
Faustina tiene 63 años, estado civil viuda .Faustina cuenta que comenzó con esta actividad por la falta de desempleo que existe en el país ya que ella quería encontrar trabajo pero no encontró y también por su edad. Pues fue ahí entonces que decidió vender todo lo referente a cosméticos y le ha ido muy bien, la cual trabaja en las tardes a ofrecer a sus vecinos los productos que posee. Con el préstamo ella quiere comprar: perfume, cremas, colonias, desodorantes, talcos etc.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 42
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Faustina to buy perfumes, crèmes, colognes, deodorants, talcum powders, and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 17, 2012
Oct 16, 2012
Currency Exchange Loss:
Jan 3, 2014