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La Morita Group
In this Group: Jessica Yessenia, Manuela Petrona , Wendy Massiell
This group consists of three successful micro-entrepreneurs. One of them is Jessica who sells Avon cosmetics, trinkets, and handcrafted items. She has been in business for six years and has received two loans from ADIM to help manage her business. Her goal with this new loan is to invest in cosmetics, trinket accessories such as precious stones, brooches, and other items.

Doña Manuela Petrona sells new and used clothing. Wendy sells fried foods from her home, but she also has a fruit stand and sells trinkets such as hair clips, curling irons, and other items.

View original language description ↓
Socias formada por tres microempresarias de éxito una de ellas es Jessica que vende cosméticos de la Avon, bisuterías y cosas de manualidades, actividad que lleva 6 años, lleva dos préstamos en nuestra institución y ella misma lo atiende su negocio. El objetivo del nuevo préstamo lo invertirá en cosméticos, accesorios para las bisuterías como piedras preciosas de fantasías, broches, etc. Doña Manuela Petrona vende ropa nueva y usada, Wendy vende fritanga en su domicilio, puesto de frutas y bisuterías como colas, prensa pelo etc.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 59
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of La Morita Group's $1,125 loan helped a member to buy Avon cosmetics, precious stones, brooches, and other items.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 18, 2012
Oct 16, 2012
Currency Exchange Loss:
Mar 15, 2013