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Neman's Group
In this Group: Gladys, Comfort, Lydia, Diana, Juliana, Patience
Neman's group is made up of six women who sell consumable goods like foodstuffs, provisions, and fish. Two are into the sale of foodstuffs, three are into the sale of fish, and the other person is into the sale of provisions. Their ages range between 21 to 60 years old, and they have been together for three years.

Lydia is a 38-year-old fish seller who is married to a 42-year-old businessman; they have two children.

She has been selling fish for 10 years. She supplies customers in Accra from Monday to Saturday and from 6 am to 6 pm. She is in her third loan cycle with ID-Ghana.

She needs a support of GHS 600 to buy more fish to supply to customers. She was loaned GHS 300 in her second loan cycle, and she successfully repaid without a problem.

She has been making enough profit to support family needs and reinvest in her job.

Lydia, together with other five, need a total amount of GHS 2,600 to be able to expand business.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 34
    View loans »
    Ghana Loans Fundraising
  • $12,524,950
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Neman's Group's $1,375 loan helped a member to buy fish and supply her customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Oct 19, 2012
Currency Exchange Loss:
May 17, 2013