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Lutfi, 38, is married and has three children between the ages of 3 and 9. Currently, two of them go to school. Lutfi works as policeman with a very low salary and is the main income source for his family.
During the rainy season and wintertime, they have a serious problem with their house. The windows and doors leak and are not insulated properly. For a long time he could not do the necessary renovation to his home.
Now Lutfi is requesting a loan for 800 euros to buy new doors and windows and to renovate another room to enjoy.
This loan will improve the living conditions for his family and help to keep them healthy and warm in the upcoming winter season.
In the future he hopes for better days. His goal is to give children a better education.

Lufti and his family are grateful to Kiva lenders for improving their living conditions!

Additional Information

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 28
    View loans »
    Kosovo Loans Fundraising
  • $2,084,575
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Lutfi to buy new doors, windows and to repair the room.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Oct 19, 2012
Currency Exchange Loss:
Apr 17, 2013