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Marium is a 28-year-old lady who enjoys doing the work of embroidery by hand. She started doing work with her mother 15 years ago. She continued her work even after her marriage, as her husband’s income alone is not sufficient to bear the expenses of the family members. She is passionate about her work; her embroidery patterns are very popular in her town. She earns enough to lead a decent life. She is a mother of one child and motivated to provide her family with the basic necessities of life including the best quality food, clothes, and health.

In order to meet the growing demand of embroidery, she needs to engage some more women. Now she requested for a loan of PKR 25,000 from Kashf foundation. In this way she can manage to buy more frames, needles, and threads of different colors, which will help in generating more income. She hopes to have a good experience with this new loan.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 283
    View loans »
    Pakistan Loans Fundraising
  • $17,386,950
    Funds lent in using Kiva
  • 95.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Marium to buy more frames, needles, and threads of different colors, which will help in generating more income.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Oct 19, 2012
Currency Exchange Loss:
Jul 17, 2013