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Iqbal is a 48-year-old married woman. She is an energetic woman, and she has sold clothing for the past one year. Her husband is employed in a mill, but his income is unpredictable and not enough to cover everyday expenditures.

This has forced Iqbal to initiate her own business to contribute to the family income. She does well in her community by offering different colors of cloths, considering each customer’s demand and choice.

Her collection is famous in her town. She makes enough to lead a decent life. However these days she is facing the difficulty of low cash in hand, so she contacted Kashf Foundation upon the advice of her friend. She has applied for a loan of Rs 25,000 to buy a greater variety of clothes as her customer base is varied and diverse.

In addition to repaying the loan, Iqbal will use part of the revenues to deal with personal expenses and to increase her business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 212
    View loans »
    Pakistan Loans Fundraising
  • $17,686,425
    Funds lent in using Kiva
  • 95.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Iqbal to buy a variety of clothes to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2012
Oct 19, 2012
Currency Exchange Loss:
Oct 17, 2013