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Beronica Palmira
Beronica Palmira, age 39, lives with her life companion and their children. She has a small store where she sells basic necessities such as grain, milk, eggs, bread, soap, and other items. Beronica has been in business for several years and has gained valuable experience that has been useful in obtaining more income. She sells from her home and already has many customers who prefer to do business with her because she offers quality products, affordable prices, and excellent service. Beronica is an active woman who is dedicated to her work and has many goals that she wants to accomplish. Every day she strives to work persistently and lovingly because she knows that that is what it takes to achieve the success she desires.

Demand increased during the last sales month, so she wants to take advantage of this trend by making a new investment. For this reason, she is requesting a loan from Apoyo Integral so that she can buy basic grains, snacks, instant products, eggs, beverages, soap, and other items. Beronica Palmira has good credit references who have impeccable reputations. They vouch for her ability to repay this debt and are confident that she can provide a better quality of life for her family.

View original language description ↓
Beronica Palmira de treinta y nueve años de edad vive junto a su compañero de vida y sus hijos; ella posee una pequeña tienda donde vende artículos de primera necesidad granos básicos, leche, huevos, pan, jabones entre otros, tiene varios años con el negocio y se ha hecho de experiencia valiosa que le permite obtener las mejores ganancias, comercia desde su hogar y ya tiene mucha clientela que la prefiere por la calidad, los buenos precios y el excelente servicio; Beronica es una mujer dedicada a su labor, activa y con muchas metas que desea alcanzar, dia a dia se esfuerza con constancia y amor al trabajo por sabe que así logrará el éxito que tanto desea, en el ultimo mes de venta aumento la demanda y quiere aprovechar para realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar granos básicos, golosinas, producto instantáneo, huevos, bebidas, jabones, etc. Beronica Palmira tiene buenas referencias de pago y una moral intachable, asegura que podrá saldar la deuda y a la vez confía que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 577
    View loans »
    El Salvador Loans Fundraising
  • $31,710,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $525 helped Beronica Palmira to buy basic grains, snacks, instant products, eggs, beverages, soap, and other items.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Nov 2, 2012
Currency Exchange Loss:
Sep 17, 2013