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Maria Elizabeth
María Elizabeth, 55, lives with her three children in her own house. She makes a living selling clothing: shirts, blouses, pants, and dresses, among other things. She has worked for several years in this business and has acquired a lot of experience in sales, which allows her to get the best profits. She sells from home and as a street vendor throughout the outskirts of the community where she lives. She has acquired a lot of customers because they prefer her for her quality, good prices, and excellent service.

María is an enterprising woman who is dedicated to her job and very much wants to get ahead. She's always waiting for new opportunities that will open the door to success, because she knows that only that way will she achieve what she wants.

Demand has increase in the last few weeks and she wants to make the most of it to make a new investment, so she's asking Integral for a loan to buy clothing wholesale.

María Elizabeth has a good payment record and is very responsible. She's certain she'll be able to pay back the debt and trusts that she'll give her family a better quality of life.
View original language description ↓
María Elizabeth de cincuenta y cinco años de edad vive junto a sus tres hijos en casa propia; ella se dedica a la venta de ropa, camisas, blusas, pantalones, vestidos, entre otros, tiene varios años con el negocio y ha adquirido gran experiencia en las ventas que le permite obtener las mejores ganancias, comercia desde su casa y de forma ambulante por todos un los alrededores de la comunidad donde vive, se ha hecho de mucha clientela porque la prefieren por la calidad, loso buenos precios y un servició excelente ; María es una mujer emprendedora, dedicada a su labor y con muchas ganas de salir adelante, siempre esta a la expectativa de nuevas oportunidades que le abran puertas al éxito pues sabe que solo así lograra lo que desea, en las ultimas semanas aumento la demanda y quiere aprovechar para una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar ropa por mayor . María Elizabeth tiene buenas referencias de pago y es muy respónsale, asegura que podrá saldar la deuda y a al vez confía que le dará a su familia una mejor calidad de vida.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 490
    View loans »
    El Salvador Loans Fundraising
  • $31,350,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Elizabeth to buy clothing wholesale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 29, 2012
Nov 1, 2012
Currency Exchange Loss:
May 17, 2013