A loan of $700 helped buy wholesale clothing and household appliances.


Marlene Concepcion's story

Marlene Concepción, 42, lives with her children. She sells clothing and household appliances, like pants, shirts, dresses, irons and blenders among other things. She’s been in this business for many years and has gained much experience in sales, which has allowed her to improve her financial gains. She works from home and also by foot around the community where she lives. She’s well-known and has gained a large clientele who prefer her for the quality, good prices and excellent service she provides. What sets Marlene apart is that she’s kind and honest. And because she’s so dedicated to her work, she’s always fighting to reach her goals. She knows that by putting in much effort and loving her job she’ll attain the success she so desires. In the last weeks, there’s been an increase in demand for her products and she’d like to take advantage of this by making a new investment in her business, but she doesn’t have enough capital to do it. That’s why she is requesting a loan from INTEGRAL to buy wholesale clothing and household appliances. Marlene Concepción has good payment references and irreproachable morals. She is certain she can pay back the loan and at the same time, she has the hope of giving her family a better quality of life.

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Translated from Spanish by Kiva volunteer Beatriz Yuste



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