A loan of $975 helped to buy pigs, animal feed, and school supplies.


Bilma Raquel's story

Bilma has been a member of the La Merced communal bank for some time. She lives in the Santa Ana parish, located in the southeast of Cuenca. The mountains surrounding the city make for some beautiful landscapes. The climate is cold, but the people's hearts are warm. Its residents raise livestock, farm, or are traders, and they still live according to the culture and the traditions of their forefathers. Bilma is 30 years old, married, and has three children, aged 12, 10, and 1. Her two oldest attend school. Her husband is a driver and provides public transportation services. They don’t have a home of their own, but live in their parents’ home and share in the household expenses. Bilma takes care of the housework and also raises animals to sell in her area, which enables her to help with the expenses. Her previous loan she invested in buying pigs, and repaid on time. She will use this new loan to buy more pigs as well as animal feed for all her animals, and she will also use a small part to buy school supplies for her sons. She likes her communal bank because the group is very tightly knit, the loans are quickly processed and the paperwork is kept to a minimum.

Translated from Spanish by Kiva volunteer


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