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Sandra Marilu
Sandra Marilú, age 31, lives together with her life partner and child. She owns a business selling used clothing for women, men and children to help with household expenses. Furthermore she deals in stuffed animals and shoes.

She has had a lot of experience in retail, and this helps her to earn better profits. She works from her home and already has a large client base that prefers her for the quality of her products, good prices, and above all her excellent service.

Sandra is an enterprising woman who is dedicated to her work and is very motivated to get ahead in life. She is always waiting for new opportunities that will let her get one step closer to success, and she won't give in until she's succeeded 100%.

In recent weeks demand has increased and she wants to make the most of it by making a new investment. That's why she is requesting a loan from INTEGRAL which will allow her to buy used clothing wholesale, stuffed animals and shoes. Sandra Marilú has good payment references and irreproachable morals. She is confident that she will be able to pay off the debt and at the same time she has faith that it will give her family a full life.
View original language description ↓
Sandra Marilú de treinta y uno años de edad vive junto a su compañero de vida y su hijo; ella posee una venta de ropa usada para damas, caballeros y niños, además comercia peluches y zapatos para complementar los gastos del hogar, se ha hecho de mucha experiencia en las ventas y eso le ayuda a obtener las mejores ganancias; comercia desde su vivienda y ya tiene mucha clientela que la prefiere por la calidad del producto, los buenos precios y sobre todo por el excelente servicio; Sandra es una mujer emprendedora, dedicada a su labor y con muchas ganas de salir adelante, siempre esta a la expectativa de nuevas oportunidades que le permitan estar un paso mas cerca del éxito y no se rendirá hasta lograrlo por completo; en las ultimas semanas aumento la demanda y quiere aprovechar para realizar una nueva inversión por eso le solicita a INTEGRAL un crédito que le permita comprar ropa usada por mayor, peluches y zapatos. Sandra Marilú tiene buenas referencias de pago y una moral intachable, asegura que podrá saldar la deuda y a la vez tiene fe que le dará a su familia una vida plena.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 678
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $300 helped Sandra Marilu to buy used clothing wholesale, stuffed animals and shoes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 15, 2012
Currency Exchange Loss:
Oct 25, 2013