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Update on Tomas

Tomas, 34, has been married to Carmen for 12 years. They’ve lived in Colomi community, Duraznos Pampa for more than 8 years. They have two dependent children who are attending elementary school. Tomas and his wife are a humble family who work in agriculture. They earn income selling potatoes and peppers during the year and his wife also makes cheese from milk produced by her three dairy cows; she also has three bullocks. This is how they pay for their children’s schooling.

Tomas needs money to pay for a piece of farmland that he was unable to get from other entities because it was very difficult; they had many requirements and besides the savings they had were insufficient. The seller of the land gave them a time frame in which they had to pay or lose the land. They now hope that with help from this loan they will buy the land and improve their quality of life like he so wishes.
View original language description ↓
El señor Tomas tiene 34 años de edad casado con la señora Carmen hace 12 años atrás, viven en Colomi Comunidad Duraznos Pampa más de 8 años, tienen dos hijos dependientes que están estudiando en nivel primaria. Don Tomas y su esposa son una familia humilde con dedicación a la actividad agrícola tienen ingresos económicos de la venta de papa, locoto dentro del año como también la esposa hace la venta de queso elaboración propia de sus ganados 3 lecheras más 3 torillos, de esta forma ellos mantienen el estudio de sus hijos. De tal modo el señor Tomas necesita para reintegro de compra de un terreno agrícola por que en otras Entidades se les hizo muy difícil les pidieron muchos requisitos además el ahorro que tenían no les alcanzo. El vendedor del terreno le dio un plazo caso contrario perderían el terreno, ahora ellos esperan que con la ayuda de este crédito compraran el terreno y mejoraran su calidad de vida que tanto desea.

Previous Loan Details

Tomas, age 32, has been married to Carmen for ten years. They have lived in Colomi in the Duraznos Pampa community for over six years. They have two children, ages nine and seven. The children go to elementary school. He and his wife tell us that they used to live in the Ayopaya municipality... More from Tomas's previous loan »

Additional Information


CIDRE is a Bolivian microfinance institution with a strong social commitment to the community. It works to provide quality financial services to rural and peri-urban borrowers, focusing primarily on agricultural loans for dairy farmers and micro-enterprises. CIDRE targets segments of the population that have not traditionally had access to credit, and invests in much-needed community development projects. It is currently working with coca farmers in the Chapare region to replace coca with less controversial crops. Get more involved by joining the Friends of CIDRE lending team.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 126
    View loans »
    Bolivia Loans Fundraising
  • $36,721,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Tomas to buy farmland.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Nov 13, 2012
Currency Exchange Loss:
Apr 17, 2014