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This is 51-year-old Abu. He is married, and has 5 children aged 4, 6, 8, 10 and 15 years. All are school going children. In 1983, Abu established his assorted used clothing (Asian dresses, brassieres, pants etc.) business. He began his business because he didn't attend school; he was only introduced to farming. When he became mature, he farmed on his own and the proceeds he got were used to trade in a used clothing business. Working 7 days a week and 11 hours a day, he earns about Le 2,216,000 every month from this business. He would like a loan in the amount of Le 4,500,000. Abu has already received and successfully repaid 2 loans, and now requires a new loan in order to buy 5 bales of Asian dresses @ Le 900,000. In the future, Abu plans to build a house, send his children abroad and provide a quality education for them, and acquire a shop. This loan will help him to accomplish some of his future plans. Some bales sometimes may contain spoiled clothing. He is a hardworking businessman. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 13
    View loans »
    Sierra Leone Loans Fundraising
  • $9,574,925
    Funds lent in using Kiva
  • 4,347.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Abu to buy used clothing for his business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 3, 2012
Oct 18, 2012
Currency Exchange Loss:
Sep 17, 2013