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Foday Y
This is 41-year-old Foday Y. He is married and has 4 children, ages 6, 8, 12 and 22 years; all are school-going children.

In 2002, Foday Y. established his clothing (Bamakoh, cotton, Collingine, etc.) business. He began his business after he sat for the High School Examination and there was no one to sponsor his education. He decided to join tailoring, and when he specialized, his boss gave him one machine. Foday Y. used the machine for some years and left his boss and opened his own shop. He is a hardworking tailor. Some customers are difficult to satisfy.

Working 7 days a week and 12 hours a day, he earns about 2,704,000 SLL every month from this business. He would like a loan in the amount of 5,000,000 SLL. Foday Y. has already received and successfully repaid 3 loans, and now requires a new loan in order to buy Bamakoh cloth - 33 pieces @ 150,000 SLL. The balance, 50,000 SLL, will be used for transportation. He hopes that this loan will enable him to increase his monthly profits.

In the future, Foday Y. plans to complete his building construction, educate his children and open another outlet. This loan will help to achieve some of his future plans. He thanks ARD for improving his life. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 14
    View loans »
    Sierra Leone Loans Fundraising
  • $9,542,800
    Funds lent in using Kiva
  • 4,347.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Foday Y to buy more Bamakoh cloth for his business.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 3, 2012
Oct 18, 2012
Currency Exchange Loss:
Aug 17, 2013