Check out some available loans that are similar to this one!
Umu, 35, is married and has four children, ages 5, 10, 13 and 18. She has three additional dependents who live with her as sales assistants. In 2000, Umu established her business selling pepper, ginger, lime, garri (fermented cassava), etc. She began her business to assist her husband in running the home. Working seven days a week and nine hours a day, she earns about Le 800,000 every month from this business. She would like a loan in the amount of Le 3,000,000. Umu requires a loan in order to buy pepper, ginger, lime, etc. She would use the remaining money on transportation. In the future, Umu plans to support her children in schooling on to the university level. She thanks you for your support.

Additional Information

About the Association for Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 47
    View loans »
    Sierra Leone Loans Fundraising
  • $10,094,200
    Funds lent in using Kiva
  • 4,347.8
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Umu to buy pepper ,ginger and lime in large quantities at reduced prices from the provinces.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 3, 2012
Oct 18, 2012
Currency Exchange Loss:
Sep 17, 2013