Umu, 35, is married and has four children, ages 5, 10, 13 and 18. She has three additional dependents who live with her as sales assistants. In 2000, Umu established her business selling pepper, ginger, lime, garri (fermented cassava), etc. She began her business to assist her husband in running the home. Working seven days a week and nine hours a day, she earns about Le 800,000 every month from this business. She would like a loan in the amount of Le 3,000,000. Umu requires a loan in order to buy pepper, ginger, lime, etc. She would use the remaining money on transportation. In the future, Umu plans to support her children in schooling on to the university level. She thanks you for your support.
About the Association for Rural Development
The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.