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Leihao Group
In this Group: Sonia, Lamboichong, Veijenti, Dimkhohoi, Leah, Neiboi, Lellhing, Joycy, Kimnunhoi, Julie, Nengneihoi, Phalhing, K.kimneineng, Hathoithem
Leihao Lom is a 14-member group which was formed by community mothers who wanted to ensure more opportunity for their families. Many of the members have multiple ways of earning (such raising pigs and other livestock, traditional weaving for tribal ceremonies and to sell at the market, agriculture for sale and to provide for their families). They will all be using their loans in similar ways.

Pi Nengneihoi, the one with her hand raised, is 31 years old and is a happy mother to her baby daughter. Her daily life is busy with a baby, rearing 3 piglets, household duties which include growing vegetables, but she finds time to weave early in the morning for about 2 hours and late at night about 2 hours. It is the village tribal tradition that women weave intricate and time-consuming garments for tribal ceremonies and if they wish, for selling at the market. She provides earnings for her family by weaving every day and bringing her weavings to the market.

She dreams of expanding her piglet farm to add four more to the three she already has. She enjoys raising piglets until they are full grown where she sells them at the market.

Pi Nengneihoi, with the KIVA loan of Rs. 10,000/- (INR) wanted to buy four more piglets @ Rs. 2000/- per piglet, and the remaining Rs.2000/- will be spent on buying thread for weaving traditional shawls.

She will repay the loan by selling the traditional shawls that she weaves and her husband will help her in rearing the piglets.

Additional Information

More information about this loan

This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 84
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 52.8
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A portion of Leihao Group's $2,675 loan helped a member to buy more piglets for her piggery and thread for traditional tribal weaving.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Oct 24, 2012
Oct 18, 2012
Currency Exchange Loss:
Mar 3, 2016