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Naomi Group
In this Group: Kimboi, Nemneikim, Nemkholam, Lhaineng, Hoikhoneng, Veichin, Tingneilam, Hatneilhing, Dimlam, Nengpi, Vahkim
Pi Kimboi is married and has five children, two boys and three girls. In 2010, she set up a small variety shop in her village. She sells eatables, toiletries, biscuits, soft drinks and many other items. Hers is not the only shop in the village but being a hardworking and sociable person she has more customers. She is excited and extremely happy to own and run her small shop and wishes to expand her business for which she requires capital. Most of her earnings are used for the household and children’s educational expenses. She is asking for a KIVA loan of INR 10,000 to add more items and start saving for her children.

Additional Information

More information about this loan

This loan is part of WSDS's effort to reach some of the most underserved parts of India's troubled northeast region, where there is very poor penetration of both formal and informal financial services. By supporting this loan, you are enabling access to finance for women living in some of India's most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About WSDS-Initiate
WSDS-Initiate is an inclusive nonprofit that works with women across all tribes and minority communities in Manipur, located in the remote northeast region of India. Most organizations concentrate their work in the plains region of Manipur, but WSDS is among the very few organizations serving women in the isolated hills. Political unrest and frequent economic blockades in the area make it very difficult to provide services, resulting in Manipur having the lowest penetration of financial services in the country.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About India

  • $4,000
    Average annual income
  • 90
    View loans »
    India Loans Fundraising
  • $6,748,700
    Funds lent in using Kiva
  • 52.8
    India Rupees (INR) = $1 USD

Success!! The loan was 100% repaid

A portion of Naomi Group's $2,100 loan helped a member to expand her small variety shop with more eatables, toiletries, biscuits, soft drinks and other items.
100% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Oct 24, 2012
Oct 18, 2012
Currency Exchange Loss:
Mar 3, 2016