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Almash is 23 years old, married, and has a 3-year-old son and a 2-year-old daughter. As her main source of income, Almash has been raising livestock and growing crops for the past 5 years, having started her business with a sum of 7,000 som. Thanks to her hard work, Almash's herd presently includes 3 dairy cows with offspring, and she also grows potatoes on 0.29 hectares of land. Her monthly profits from sales of milk and dairy products amount to roughly 7,000 som.

In order to continue developing her business, Almash has turned to Bai Tushum & Partners for a loan of 75,000 som (KGS) to purchase calves for fattening and resale. She plans to invest her profits from this loan into further expansion of her herd, and hopes to buy an apartment in the future.
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Алмаш 23 года, замужем, имеет 3-летнего сына и 2-летнюю дочь. Алмаш в качестве основного дохода уже как 5 лет занимается животноводством и полеводством, начав этот бизнес с суммы 7,000 сом. Благодаря упорному труду Алмаш в ее хозяйстве на сегодняшний день имеется 3 дойные коровы в приплодом, а также Алмаш обрабатывает 0,29 га земли с картофелем. Ежемесячный доход от продажи молока и молочных продуктов составляет около 7,000 сом.
В целях дальнейшего развития своего бизнеса, Алмаш обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 75,000 сом (KGS) на покупку бычков для откорма и перепродажи. Доходы от кредита Алмаш планирует вложить в дальнейшее увеличение количества домашней скотины, чтобы в перспективе купить квартиру.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 37
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,873,450
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Almash to purchase cattle.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 28, 2012
Oct 13, 2012
Currency Exchange Loss:
Jun 26, 2013