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Janara is 37 years old, married, and has 3 children, the youngest of whom is just 1 year old. As the main source of income for her family, Janara has been raising livestock and growing crops since 1999, having started her business with a sum of 10,000 som. Thanks to her hard work, Janara's herd currently includes 3 dairy cows, and her monthly income from sales of milk and dairy products amounts to roughly 2,000 som.

In order to continue developing her business, Janara has turned to Bai Tushum & Partners for a loan of 60,000 som (KGS) to purchase livestock for fattening and resale, and also to stock up on animal fodder for the winter. She plans to invest her profits from this loan into further expansion of her herd, so as to earn enough money for a larger home for her family.
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Жанаре 37 лет, замужем, имеет 3 детей, младшей из которых 1 годик. Жанара в качестве основного дохода для семьи с 1999 года занимается животноводством и полеводством, начав этот бизнес с суммы 10,000 сом. Благодаря упорному труду Жанары в ее хозяйстве на сегодняшний день имеется 3 телки, ежемесячный доход от продажи молока и молочной продукции составляет около 2,000 сом.
В целях дальнейшего развития своего бизнеса, Жанара обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 60,000 сом (KGS) на покупку скота для откорма и перепродажи, а также заготовку кормов на зиму. Доходы от кредита Жанара планирует вложить в дальнейшее увеличение количества домашней скотины, чтобы накопить средства на увеличение жилплощади.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 52
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Janara to purchase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Oct 13, 2012
Currency Exchange Loss:
Oct 17, 2014