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Cholpon is 47 years old, married, and has 4 children. She works as a teacher at a local school, and as an additional source of income has been raising livestock and growing crops since 1995, having started her business with 8,500 som she used to purchase goats. Thanks to Cholpon's hard work, her herd currently includes 2 dairy cows with offspring, 2 horses, and 12 goats and sheep. He monthly business income amounts to 20,000 som. Cholpon's profits have allowed her to provide education to her children. Her eldest daughter Nazira has followed in her mother's footsteps and now works as a teacher, while her son Alymzhan is in the military.

In order to continue developing her business, Cholpon has turned to Bai Tushum & Partners for a loan of 135,000 som (KGS) to purchase livestock for fattening and resale, and to prepare animal fodder to the upcoming winter. She plans to invest her profits from this loan into further livestock purchases, so as to amass sufficient funds to pay for education of her middle son Turat, who is finishing high school and preparing to enrol in college.
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Чолпон 47 лет, замужем, имеет 4 детей. Чолпон работает учительницей в местной школе и в качестве дополнительного дохода с 1995 года занимается животноводством и полеводством, начав этот бизнес с суммы 8,500 сом, использованных на покупку коз. Благодаря упорному труду Чолпон в ее хозяйстве на сегодняшний день имеется 2 дойные коровы в приплодом, 2 лошади, 12 голов мелкого рогатого скота. Ежемесячный доход от бизнеса составляет около 20,000 сом. Прибыль позволила Чолпон дать образование своим детям, из которых ее старшая дочь Назира пошла по стопам матери и работает учительницей, сын Алымжан стал военным.
В целях дальнейшего развития своего бизнеса, Чолпон обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 135,000 сом (KGS) на покупку скота для откорма и перепродажи, а также заготовку кормов на зиму. Доходы от кредита Чолпон планирует вложить в дальнейшее увеличение количества домашней скотины, чтобы отложить средства на обучение среднего сына Турата, который заканчивает школу и собирается поступать в ВУЗ.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 74
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,875 helped Cholpon to purchase livestock.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Oct 13, 2012
Currency Exchange Loss:
Oct 17, 2014