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Nadejda is 64 years old, married, and raising her granddaughter Yulia who is 10 years of age. As the main source of income, Nadejda has been raising livestock and growing crops since 1996, having started her business with a sum of 20,000 som. Thanks to her hard work, Nadejda's herd currently includes 2 dairy cows with offspring, 22 goats and sheep, and 1 pig. Nadejda also works 4 hectares of land with potatoes and grains. Monthly income from her business amounts to roughly 10,000 som.

In order to continue developing her business, Nadejda has turned to Bai Tushum & Partners for a loan of 100,000 som to purchase livestock for fattening and resale, and to stock up on animal fodder for the winter. She plans to invest her profits from this loan into further expansion of her herd so that in time she can build a large house for her family.
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Надежде 64 года, замужем, воспитывает внучку Юлию 10 лет. Надежда в качестве основного дохода с 1996 года занимается животноводством и полеводством, начав этот бизнес с суммы 20,000 сом. Благодаря упорному труду Надежды в ее хозяйстве на сегодняшний день имеется 2 дойные коровы в приплодом, 22 головы мелкого рогатого скота,1 свинья, а также Надежда обрабатывает 4,0 га земли с картофелем и зерновыми культурами. Ежемесячный доход от бизнеса составляет около 10,000 сом.
В целях дальнейшего развития своего бизнеса, Надежда обратилась в компанию «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку скота для откорма и перепродажи, а также заготовку кормов на зиму. Доходы от кредита Надежда планирует вложить в дальнейшее увеличение количества домашней скотины, чтобы в перспективе построить большой дом для своей семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 47.1
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,125 helped Nadejda to purchase livestock.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Oct 13, 2012
Currency Exchange Loss:
Jun 17, 2014