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Cesar Joaquin

Update on Cesar Joaquin

Cesar is 56 years old and a merchant by trade. He has a small general store and sells food. This is a family business. He runs the general store and his wife sells food.

They have two adult children. The help through the loan has resulted in a positive change for his business, as it allows him to invest in merchandise and improve sales.

He feels very grateful for the support provided, which he is receiving at the most opportune time. He needs the loan in order to buy rice, cooking oil, meat and chicken; both for stocking his grocery store and for making food to sell.
View original language description ↓
Don Cesar, de 56 años de edad de oficio comerciante, tiene una pulpería y venta de comidas. Este negocio es familiar el atiende la pulpería y su esposa vende comida. Tienen dos hijos mayores de edad. La ayuda atravez de los financiamiento ha resultado un cambio positivo para su negocio ya que le permite invertir en mercadería para su negocio y mejorar las ventas se siente muy agradecido por el apoyo brindado y que recibe en el momento más oportuno.
Él está necesitando el crédito para comprar arroz, aceite, carne y pollo. Tanto para surtir su pulpería como para hacer comida para vender.

Previous Loan Details

Cesar, 55, is a merchant. He’s from Granada, married and is raising a child as if he were his own. He has had a general store for three years that he started with capital he got from one of his wife’s sisters. He started out with loans from other financial institutions. He used to work as ... More from Cesar Joaquin's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 60
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $850 helped Cesar Joaquin to buy rice, cooking oil, meat and chicken.
Repayment Term
15 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Oct 15, 2012
Currency Exchange Loss:
Nov 14, 2012