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Update on Cira

Mrs. Cira continues selling seasonal clothes. She did very well with the previous loan. This is why she is requesting another loan to buy t-shirts and pants, because the warm season has started and the demand for these products increases.
View original language description ↓
La Sra. Cira sigue con la misma actividad de venta de ropa segun a la temporada le fue muy bien con el anterior credito, por este motivo esta solicitando otro credito para la compra de poleras y pantalones ya que comenzo la epoca de calor y tiene mucha demanda para estos productos.

Previous Loan Details

Cira sells clothes. She lives in the Plan 3000 zone in her own house with her son; she’s a single mother. This is the first time she’s asked for an individual loan since she used to be in the “Porvenir” communal bank for seven cycles and demonstrated good payment behavior. The loan she’s ask... More from Cira's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Bolivia

  • $5,500
    Average annual income
  • 128
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Cira to buy t-shirts and pants.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Oct 15, 2012
Currency Exchange Loss:
Oct 17, 2013
This photo was used before for a previous loan for Cira. It was first posted on Kiva on Jan, 2012. Learn More