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Patricia Esmeralda

Update on Patricia Esmeralda

Patricia continues selling hand bags, backpacks, purses, assorted clothes. At the moment, she needs working capital in order to make her business more dynamic, through a loan that would make it possible for her to buy hand bags, backpacks and purses in different colors and styles. Buying these items will make it possible for her to continue to sell and to keep her job, which is how she sustains her home.

She mentions that the previous loan made it possible to strengthen the business, that so far her profits have increased and she has been able to help her family. Her family's conditions continue to be stable.
View original language description ↓
Patricia, continúa realizando la venta de bolsones, mochilas, carteras, ropa variada y necesita por el momento capital de trabajo para poder dinamizar el negocio, a través de un préstamo que le permita realizar la compra de bolsones, mochilas carteras, en diferentes estilos y colores, dicha compra le permitirá continuar en la venta y poder mantener su trabajo del cual sostiene su hogar.

Ella manifiesta que el préstamo anterior permitió fortalecer el negocio, que hasta el momento sus ganancias han podido aumentar y ayudar a su familia, las condiciones en el hogar se mantiene permanentes.

Previous Loan Details

Patricia earns her living selling clothing and hand bags. She lives with her husband and her three children, ages 13, 10 and 8, all of whom are still dependent on their parents. Patricia has been in this business for three years. She learned the business through her mother in law, who encouraged... More from Patricia Esmeralda's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 435
    View loans »
    El Salvador Loans Fundraising
  • $31,312,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $400 helped Patricia Esmeralda to buy hand bags, backpacks and purses.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Sep 12, 2012
Oct 15, 2012
Currency Exchange Loss:
Sep 17, 2014
This photo was used before for a previous loan for Patricia Esmeralda. It was first posted on Kiva on Apr, 2012. Learn More