A loan of $3,200 helped a member to buy organic fertilizers, insecticides, and avocado seedlings.

El Ayle Group's story

Imelda is 39 years old and is originally from a community called Dongu. She is part of the “El Ayle” group. She says that where they have their loan meetings is under a tree called an Ayle, and this is why they named the group that, so they won’t forget the name. She explains that she has been in the group for several loan cycles and she is very proud to belong to a group because everyone helps out when one of them has a problem. She says that she has worked for more than 25 years cultivating and selling avocados. She also sells bell peppers, prickly pear fruits, and peaches that she cultivates. She studied through the third year of secondary school because her parents couldn’t continue supporting her economically because she had several siblings. Imelda is married to Demetrio, who works in the Central Groceries market in Mexico City. They had 5 children, and 3 of them live with her. Their names are: Carlos, who is 18 years old and works and helps with the household expenses; Vanessa, who is 16 years old and is in high school; and Fernanda, who is 14 years old and is in secondary school.

She says she is requesting the loan from Vision Fund to buy fertilizers and insecticides. She also wants to buy an insecticide sprayer to spray her plants with insecticides because there is an infestation in her trees and she is very worried because this will reduce her harvest if she doesn’t apply the insecticides in time to eliminate the bugs. Imelda learned this business because she has a piece of land that is very large, and also to help her husband with the household expenses. She says that she goes to sell in the central groceries market in a town near hers everyday. She gets up at 4:00 in the morning so that her fruit will be fresh so she can sell it fast and at a good price. She says, “Hopefully the lender can lend me the new loan so that I can save my trees and have a good harvest. I’ve invested a lot of inputs in order to improve the trees.” Imelda’s goal is to continue planting more trees. She has 87 trees and she hopes to continue planting because this is the inheritance that she will leave to her children. The other 3 members of the group are named Ivan, Ausencio, and Julia. They will all invest in their avocado crops since they also work in the same type of business.

In this group: Ivan, Imelda, Ausencio, Ma Julia
*not pictured

Translated from Spanish by Kiva volunteer Jennifer Day

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