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Ms. Phatih is a 48-year-old married woman. She is hardworking lady and committed to her family and work. She has been in the business of waan-making for the last fifteen years. Waan is a plant like long grass and is used to make ropes after drying. These ropes used for many different purposes. She serves well in her community.

Ms. Phatih is responsible to provide for her five children. Her husband also helps her in her business by purchasing grass and selling ropes in the market. In order to improve her business she has requested for a loan of PKR 30,000 to purchase two more machines for rope-making. She is hopeful to improve her income through her increased production. She dreams of spending part of this income on the well-being of her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 310
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 95.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Phatih to purchase two more machines for ropes making.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 25, 2012
Oct 18, 2012
Currency Exchange Loss:
Jul 17, 2013