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Grace is married and has four children, three of whom go to school. She takes care of additional family members (sisters and brother). She has a business selling charcoal and has been in this business for 10 years. She sells to all kinds of people, both on retail and wholesale. She works seven days a week at the market. She has applied for a loan of 2,000,000 UGX from MCDT-SACCO to buy more bags of charcoal. Her major business challenges include seasonality and thieves. She aspires to be able to go to villages for charcoal and also to buy or build her own house. She resides in a rented house and has access to electricity but not to piped water. Her monthly expenses include school fees, rent, and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 202
    View loans »
    Uganda Loans Fundraising
  • $32,741,350
    Funds lent in using Kiva
  • 2,604.6
    Uganda Shillings (UGX) = $1 USD