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Valentin Luc
Valentin is a 40-year-old man who lives in an area around the capital. He has had a counter for 10 years where he sells textbooks.

Because of his energy, he has attracted a large amount of customers. He would like to always ensure their satisfaction.

For this, Valentin is asking for a loan that will allow him to buy secondary school books and booklets. The profits made from this loan will allow him to not only improve his business but also support the needs of his family.
View original language description ↓
Valentin est un monsieur âgé de 40 ans qui vit dans un quartier de la capitale. Il tient un comptoir depuis 10 ans où il vend des manuels scolaires. Du fait de son dynamisme il s'est fait une large clientèle dont il aimerait toujours assurer la satisfaction. Pour cela, il sollicite un prêt qui lui permettra d'acheter des livres du secondaire et des fascicules. Les bénéfices tirés de cet emprunt lui permettront non seulement d'améliorer son activité mais aussi de subvenir aux besoins de sa famille.

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,299,975
    Funds lent in using Kiva
  • 507.2
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Valentin Luc to buy secondary school books and booklets.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 9, 2012
Oct 12, 2012
Currency Exchange Loss:
Sep 17, 2013