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Emzar is from Kobuleti district of West Georgia. He is 47 years old and lives with his wife, daughter, son, daughter-in-law and an infant grandson. His daughter works at a sewing workshop and his son is employed in road building. Both of them get monthly income.

Emzar runs the agricultural business. In particular, he has a milk cow, whose milk is used in

He has requested a loan to purchase calves which he plans to raise, fatten and sell at a good price. This will significantly increase the income of the family. Emzar will reinvest his profits in his agricultural activities and expand the animal husbandry business. He awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 48
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Emzar to purchase calves to raise.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 9, 2012
Oct 18, 2012
Currency Exchange Loss:
Mar 15, 2013