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Soern, 29, is married and has two children; she resides with her family in a rural village of the Kror Kor district of Pursat province. Both of her children are dependent and still in school. To feed the family, she has been farming rice and weaving mats for several years. Her husband catches fish and raises pigs locally, to gain more income to better support the family. Together, they can earn about 11,000 KHR per day and can save about 5,000 KHR each day for future needs. Lack of working capital is the main challenge for Soern's business.

Soern has been with Kiva’s partner, VisionFund, for one loan cycle and completely paid back the past loan. It helped her to better support her family. Now she is applying for a new loan with VisionFund, in the amount of 2,000,000 KHR. Soern will use this loan to buy fertilizer for her farmland. She hopes the fertilizer will enable her to harvest more rice, to increase her family’s income and make a better living.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 73
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,031.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Soern to buy fertilizer for her farmland.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 14, 2012
Nov 1, 2012
Currency Exchange Loss:
Jun 17, 2014