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Clara Luz
Clara is a responsible, cheerful, and hardworking woman who tries to have a positive attitude despite the obstacles she has faced. She makes different types of tamales filled with meat, black beans, or vegetables. Clara has been preparing food for many years and has several established customers. She sells her products from her home, as a street vendor, and also by taking orders. There have been many times when she has had to refuse orders because she is lacking in supplies.

Clara is requesting a loan from Apoyo Integral in order to buy corn, meat, vegetables, beans, firewood, and other supplies so that she can have the capacity to accept more orders for tamales. By taking advantage of this opportunity, she will be able to generate additional income.

View original language description ↓
Clara es una señora muy responsable, alegre y trabajadora que trata de contar con una actitud positiva pese a los obstáculos. Clara elabora diferentes tipos de tamales ya sean de carne, pisques o de chipilín, desde hace muchos años que ella elabora estos alimentos por lo que cuenta con varios clientes fijos, ella los comercializa en su casa de habitación, de forma ambulante y también por encargo, lo que muchas veces no puede aceptar por falta de materia prima. Clara solicita un préstamo a INTEGRAL, por medio del cual pueda comprar maíz, carne, verduras, frijoles, leña y otros más para poder contar con la capacidad de aceptar más encargos de tamales y así aprovechar la oportunidad de obtener ganancias extras.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 536
    View loans »
    El Salvador Loans Fundraising
  • $31,742,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Clara Luz to buy corn, meat, vegetables, beans, firewood, and other supplies for making tamales.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Oct 15, 2012
Currency Exchange Loss:
Jun 18, 2013