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Sedana Ayu Group
In this Group: Ni Nengah , Ni Made, Sithi May, Ni Wayan, Ni Nyoman, Ni Made, Ni Luh Putu
For housewives in Bali, it has become commonplace to have pigs at home. This is to support the family's income, in addition to the husband's income. Apart from the farming business, other things that could help meet the needs of daily life is raising livestock, especially pigs. In development there are several obstacles being faced in developing a business, such as limited knowledge of business management, as well as limited access to capital. To overcome this problem they decided to join into one group so it's easier to communicate among members of the group and can more easily get funding.

Ni Nengah, 37, is head of the Sedana Ayu group that runs a pig breeding business. To increase their business, Ni Nengah invited group members to participate in loan programs for small businesses from MUK. This loan will be use to buy superior piglets and the rest to buy feed. In five months, the pigs ready for sale. The advantage gained from this effort will be used entirely to support the families' economy and to renovate the barn.

Additional Information

More information about this loan

This loan is part of MUK’s effort to reach small business owners in rural areas of Bali in Indonesia. Borrowers often lack collateral to be eligible for working capital loans and are located in areas where access to microfinance is limited. MUK organizes borrowers into groups that cross guarantee one another, allowing them to qualify for a loan. By funding this loan you are providing underserved borrowers with crucial capital to sustain their existing businesses.

About Koperasi Mitra Usaha Kecil (MUK)

This loan is serviced by Koperasi Mitra Usaha Kecil (MUK), a microfinance cooperative headquartered in West Bali, Indonesia. MUK’s mission is to provide chronically poor people in Bali with opportunities to improve their lives, while raising social awareness of economic and environmental issues.
Most MUK clients live in rural settings on less than $1.25 per day. MUK’s financial products are targeted to clients’ productive activities including small businesses, farming, and livestock rearing. MUK supports clients with training in household budgeting, livestock rearing, and small business management.
MUK provides services to clients of all races and religions. For more information about MUK, please visit its partner page. Also, consider joining MUK’s Kiva lending team, Friends of Mitra Usaha Kecil.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Indonesia

  • $5,200
    Average annual income
  • 77
    View loans »
    Indonesia Loans Fundraising
  • $6,318,525
    Funds lent in using Kiva
  • 9,651.5
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sedana Ayu Group's $1,475 loan helped a member to buy superior piglets and to buy feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Oct 10, 2012
Oct 17, 2012
Currency Exchange Loss:
May 17, 2013