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Kang is 25 years old and the mother of two young children, currently residing in Kompong Speu province. Raising and educating her two children to be good citizens are her responsibilities and obligations; she has to have them done in life. Kang and her husband help each other to manage their family-owned businesses to achieve their dreams. Kang cultivates her farmland by planting rice, with constant support from her spouse each season, while his primary business is to sell charcoal from his trailer.

They have aimed to increase their yields and income so that they can afford to send their children to school soon in the upcoming year. In connection with this, Kang would like to make improvements in her rice farming business to ensure a high production. Therefore, she is taking out a loan in the amount of 1,500,000 KHR for farming purposes. With the loan, she will be able to pay for labor costs, and to purchase seeds, fertilizer and pesticides for growing her rice crop. She is hoping to have a fruitful harvest and thereby make a higher income.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 81
    View loans »
    Cambodia Loans Fundraising
  • $41,821,275
    Funds lent in using Kiva
  • 4,031.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Kang to pay for labor costs, and purchase seeds, fertilizer and pesticides for growing her rice crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 27, 2012
Nov 1, 2012
Currency Exchange Loss:
Mar 21, 2013