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Mrs. Victorina lives in a municipality far from the capital of Managua and has worked as a salesperson for over 15 years. She is a very enterprising woman that has worked hard to get ahead and to help her family since they have limited financial resources. She is beloved by her neighbors for being helpful and social in her community. She sells tortillas, buys and sells yucca, quequisque (a tuber), corn and beans. Once a week Mrs. Victorina travels to Managua to sell her items and gets her monthly income. She only has one daughter that works and helps her with the household expenses.

Mrs. Victorina needs a loan for the first time to buy a small plot of land to keep building her home little by little. She dreams of having a better future and that her daughter finishes her university education and enjoys good health.

View original language description ↓
Doña Victorina habita en un municipio lejano a la capital Managua, trabaja como comerciante desde hace 15 años, es una mujer emprendedora que ha luchado por seguir adelante y así ayudar a su familia ya que son de escasos recursos económicos, es muy querida por sus vecinos por ser servicial y sociable en su comunidad, vende tortillas, compra y vende yuca, quequisque, maíz, frijoles; una vez a la semana viaja a Managua a comercializar sus productos de los cuales obtiene su ingreso mensual, solamente tiene una hija quien trabaja y le ayuda con los gastos del hogar.

Solicita crédito por primera vez para comprar un pequeño terreno y así poder ir construyendo poco a poco su propia vivienda; Sueña con tener un mejor porvenir, que su hija culmine sus estudios universitarios y gozar de salud.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Victorina buy a small plot of land.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Nov 1, 2012
Currency Exchange Loss:
Aug 17, 2014