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Teresa De Jesus
Mrs. Teresa Works as an educator in a municipal school where she lives, it’s a bit farther than the capital, Managua. For some 22 years, she has been a beloved member of the school by her coworkers and enjoys work stability. Mrs. Teresa has the support of the father of her children as they are a very united family with great determination to succeed both personally and professionally. She is seeking another loan to invest it to make improvements in her small home to repair a wall that is in a bad state and the roof of her kitchen. Mrs. Teresa’s greatest dream in life is that her children enjoy good health and that they be people who enjoy life and that they never lack anything basic in their home.
View original language description ↓
Doña Teresa labora como docente en una escuela del municipio donde habita, queda un poco lejos de la capital Managua desde hace 22 años, es una persona muy querida por sus compañeros de trabajo tiene estabilidad laboral, cuenta con la ayuda del padre de sus hijos son una familia bien unida, con alto espiritu de superacion personal y profesional. Solicita nuevamente crèdito para invertirlo en mejoras de su pequeña vivienda reparando una pared que esta en mal estado y el techo de la cocina. Su mayor sueño en la vida es que sus hijos gozen de salud y que sean personas de vida y que no les falte lo basico en el hogar.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 74
    View loans »
    Nicaragua Loans Fundraising
  • $25,787,975
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Teresa De Jesus buy cement, sand, iron, tiles, and zinc.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Nov 1, 2012
Currency Exchange Loss:
Oct 17, 2014