A loan of $3,725 helped a member to buy coffee mugs, ink, piggy banks, and t-shirts for prints.

Pan De Vida Group's story

This communal bank is called Pan de Vida and it is made up of 18 entrepreneurs who work in different fields, such as clothing sales, manicure, stallholders, fast food sales, fried pastry sales, plastic sales, table cloth sales, home decor, and services, among others. They all come from the area of Pintana located in the city of Santiago.

Communal bank member Jessica is pictured sitting in the first row, second from the right, wearing a black sweater with a blue cardigan over it, glasses, a small chain, and dark brown hair pulled back.

She has been making digital prints for two months (digital printing is a process that consists of printing a digital archive directly to paper with toner). She tells us that she works in a rented space and that she sets her schedule according to its availability.

She buys the merchandise she needs directly from distributors who specialize in low-cost printing, which makes it a better deal.

With this loan she will buy coffee mugs, ink, piggy banks, and t-shirts for prints.

One of Jessica's goals is to help out other businesses and give work to other people, thereby generating more income and achieving a better quality of life.

Jessica lives with her husband and their three children, who are 18, 17, and 10 years old and who are all in school. Her dreams for her family are to give her children the best and a bright future for their education.

She is very happy and thankful for the opportunity Fondo Esperanza has offered her, as it will allow her to invest in her business. As regards the communal bank she belongs to, she tells us that it has very good communication. As far as the trainings go, they have helped her learn new sales and accounting strategies.

La Pintana is a neighborhood located in the southern part of Santiago (Chile's capital), in the metropolitan region. It is known for being a neighborhood with high instances of poverty, where over 10 percent of its inhabitants live in impoverished conditions. Because of that, the local authority (municipality) has taken the trouble to develop several social programs focused on contributing to the improvement of the quality of life of its residents.

In this group: Jessica, Nayareth, Rosa, Jessica, Ester, Valeria, Vivian, Oscar, Gloria, Luz, Miguel Angel, Maria, Ricardo, Hugo, Victoria, Claudia, Marisol, Fernando

Translated from Spanish by Kiva volunteer Alyson Trowbridge

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